Getting injured at work is one of the most stressful experiences in one’s life. Whether you have workers’ compensation insurance or you are trying to find your best financial options to help you get out of this problem, it is a frustrating situation.
You may need legal help through a medical lien or other means. Take a look at our short guide below and get help when injured at work.
Know Your Rights
There are many different rights and laws under each workers’ compensation plan. This depends on the state or area you live in. NOLO suggests that you understand what rights you have as an employee so you can keep them protected when it’s time to cash in to cover your medical expenses.
You will most likely have the following rights when injured at work:
- See a medical doctor to get immediate help from your injury
- File a claim for your injury while on the job and you may take it to court
- Return to work as soon as the doctor deems you fit
- Receive compensation for your disability if you are deemed unable to return to work
- You have the right to an attorney
Don’t be afraid to call upon these rights when injured at work.
Protect Your Rights
To make sure that you are receiving all of your rights, you should report the incident to your employer right away. Usually, you only have a small window of time in which to report the incident. This will make it much easier for you to receive what you are entitled to.
Next, you can start to file a workers’ comp complaint.
Find Medical and Financial Care
Of course, treating your physical trauma should be the first and foremost thing you to do care for yourself after the injury. If it is severe, you may want to find a medical pain management group. Integrated Injury aims to assist your needs without charging up your costs, regardless of what your employment insurance plan covers.
Integrated Injury Specialists provide pain management and recovery services across many specialties. This includes neuropsychology, orthopedic surgery, and physical therapy. We also accept many different financing options so you don’t have to worry.
Get a Medical Lien
A medical lien will help you to continue getting the medical treatments you need without charging you any out-of-pocket expenses.
This is an ideal option for those who have incurred injuries that workers’ compensation won’t cover, or if there is another legal issue between you and your employer about the situation.
You can utilize your right to an attorney and work directly with our staff members to obtain specialized medical care without having to pay. LegalZoom offers suggestions for finding the appropriate lawyers and legal representatives for your situation.
Follow Up with Your Legal Rights
There are many entitlements you may have as an employee that workers’ compensation will not cover; however, you still have those rights and you should be allowed to use them when you are injured.
While workers’ comp doesn’t typically cover a personal or punitive injury, you still have a right to damages because of these situations. This is especially true if you have been specifically harmed by your employer.
Don’t Wait Until it’s Too Late!
If you wait too long to see a doctor while your injuries go untreated, your symptoms may worsen and it can put you at higher health risks. If you wait too long to report your workplace injury to your employer, you may not receive the benefits you are entitled to.
There are several solutions that can help you manage your injuries in an efficient and debt-free way. Integrated Injury Specialists are here for you and your rights.
If you’re looking to learn more about our medical lien services, contact us online or give us a call at (657) 888-2683.